Tuesday 29 November 2016

How To Open U.S Payoneer Bank Account And Receive Online Payments Through Electronic Fund Transfer (EFT)

Payoneer Bank account

With Payoneer, you will be able to open and own usbank account as a non-U.S citizen. It is a checking account and you are provided with a master card with which you can use on any ATM in the world. This implies that you will no longer wait to accumulate royalties or earnings from your online businesses to a certain threshold before you get paid by cheque which always comes with some challenges like undelivered cheque, high cost of clearing it or being unable to clear the cheque. To register and apply for this payment solution, click this apply now link to register.

International Payment Made Easy Through Payoneer usbank Account

As an author or publisher, freelancer, or an affiliate you can use this service to receive your royalties or earnings from Amazon KDP, Draft2Digital, Google AdSense, Fiverr, Upwork and many others. You can register with Payoneer now if you need an account, register by clicking this apply now link.

Register And Apply For Payoneer USBank Account

You can apply for the Payoneer Bank account for free by going to the company website by clicking here. Once you successfully register, you will receive an email informing you of the approval.

Make sure you use your legal details same with the ones used in your online businesses account. The next email you will receive from them will contain your bank account details like (The name of the Bank, account number, routing number, and your holder name).

To register and open the Payoneer bank account, follow the steps below:
  • Go to Payoneer website by clicking here now.
  • Fill the form provided with the required details.
  • Make sure you use a correct P.O Box mailing address or postal code of your area, house address, email, and phone number.
  • You will receive an approval email and account details through your email soon after registration.
  • In one of the emails you will be informed that your Payoneer card have been shipped through regular mail and the expected period of delivery.
  • From experience, the regular mail delivery is good but not too effective because the expected delivery period will pass sometimes without some people receiving the card. So, in such a case login to your Payoneer account and re-order the card but ask them to ship it through expedited shipping. 

Submit The Required Documents

After successfully opening the account and while you await the delivery of the card, it is good you login to your Payoneer account using your email and password to submit the verification documents. At the bottom of the page, click on the button that ask you to submit evidence of your online business and identity card. Properly submit these documents.

You can now go to your online business accounts and enter your Payoneer usbank details appropriately. Make sure you select EFT as pay option and checking as type of bank account.

Re-order Payoneer Card

If after almost two months of application your card was not delivered by regular mail, then it is good you login to your Payoneer account to re-order it and then let them deliver it through expedited shipping via DHL which will cost you $40 and the card will be delivered to you in few days. The delivery cost will be taken from your Payoneer card and that was why I advised you to enter the account details into your online businesses account so that you will start receiving payments into it.

Note: Once you decides reorder another card in place of your missing or stolen card you will be charged extra $12 on ordering for a replacement.
Also, to order your card via expedited shipping once the last regular shipment period is over without getting the card, use the "contact us" button at the bottom of the page and not through the manner you applied for reorder via regular mail shipment.

Activate Your Payoneer Card

Once you receive your Payoneer card, the next step is to login to your account and activate it. To do this, follow these steps:
  • Login to your Payoneer account.
  • Click on the "Activate" tab at the top of the dashboard.
  • Enter the card number in the field provided for it.
  • Enter your chosen PIN in the field provided for it.
  • Confirm the PIN by entering it again in the next field.
  • Click the ok button.
Note that in case you ordered more than once before the card was Delivered, you must select the appropriate card having the 16 digit number on the one delivered to you during the activation process.

Your Payoneer card is now activated and ready for use. This image shows the successful activation confirmation message.

Payoneer Card Activation confirmation Notification

Check Account Balance or Use/ Withdraw Cash

You can check your account balance by login to your Payoneer account or through ATM as you go to shop online with your money.
You can withdraw your fund in your local currency from any ATM that accepts master card worldwide or transfer the fund as airtime in your country using the Worldremit service. Worldremit said they don't operate direct bank deposit service from New York for now and since Payoneer is in NY, you can only use them to transfer your money as airtime credit which you can then sell to get the cash. Here is Wordremit site link. https://www.worldremit.com/

You can also shop online with your money and then sell off the product if you need the cash.

Refer Friends To Payoneer and Get $25 Reward

Refer people to use Payoneer and both of you will get a $25 reward once the person have received a total of $1000 through his account. So, you can register for your account now by clicking this apply now link.

How To Enter Your Payoneer usBank Account Details into Your Amazon KDP Account

The procedures for entering your Payoneer bank account details into your KDP account are described below:
  • Login to your KDP account.
  • Scroll down to just after the tax interview and click on the "Add Bank'' link.
  • Select the country from the list which is US since Payoneer bank account is a US account.
  • Enter the bank name, account number, routing number, your name as the holder in the fields provided for them and select checking as the type of account. This will automatically be added to all the national market places.
  • Click on the + sign in front of each market place to confirm that EFT payment option is selected and also set the currency of your choice.

Contact Payoneer

The best way to contact Payoneer and have direct access to a customer service agent rather than their custom email response when you use the "Contact Us" button on the the Payoneer website is to contact them through their Facebook page.

Send them message through the page and you will likely get a real response within a week. Use this link to get to the Payoneer Facebook page.
Contact Payoneer

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If you have any questions concerning Payoneer Bank account, you can let me know through the comment box.

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  1. Thanks for the post.It was very helpful

  2. Non-residents can open U.S. accounts at banks such as HSBC, Citibank and Wells Fargo. All you need is to walk into a bank branch in the US with 2 forms of identification. If you are planning a trip to US, you can call a branch to make sure they open accounts for nonresidents. You can use Bank Branch Locator to locate branches and get phone information.

  3. What a nice note.Thanks for your words..A lot of online check printing providers offer a myriad of check designs and styles at unbelievably low prices.custom check designs

  4. how to select EFT?

    1. Click on the + sign in front of each market place to confirm that EFT payment option is selected and if not, you can then select EFT from the options as the payment methods you want.

    2. You didn't mention BIC/SWIFT CODE... How can this be addressed during registration

  5. The bank account Payoneer opens for you is a U.S one and U.S banks only make use of routing codes. So, you do not need to bother about BIC or SWIFT codes which are European standards.

  6. I am reading your post from the beginning, it was so interesting to read & I feel thanks to you for posting such a good blog, keep updates regularly..
    Online Payments For Middle East

  7. Payoneer keep blocking my account each time i register. Can you help?

  8. So, does this mean I can not add my account on KDP unless if I receive my master card?

  9. So, does this mean I can not add my bank account on KDP if I have not received my master card?


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